Finance Secretary and LANDBANK Chair Frederick D. Go applauded the Bank’s all-time high profits in 2025, highlighting its strengthened financial position and expanded capacity to provide more affordable financing for Filipinos.
“LANDBANK has once again delivered strong results under good leadership. This improved performance enables the Bank to lend more at affordable rates—directly benefiting priority sectors while advancing countryside development and translating financial strength into inclusive growth,” LANDBANK Chair Go said.
LANDBANK posted a record net income of PHP43.98 billion in 2025, up by 24% from 2024, reflecting disciplined financial management, sound risk practices, and consistent execution of its development-oriented lending strategy.
The Bank’s strong performance was driven by interest income of PHP152.70 billion on the back of higher returns on loans and stronger fixed-income earnings from investments.
Total assets hit an unprecedented level at PHP3.52 trillion, up by 3% from previous year’s PHP3.43 trillion. Total deposits likewise rose to PHP3.11 trillion, marking its highest level to date.
The Bank’s capital position remained strong and supportive of balance sheet growth, underpinned by sustained profitability and prudent balance sheet management initiatives.
Asset quality also improved in 2025, reflecting effective credit risk management and sustained recovery efforts, even as the Bank continued to expand lending to priority sectors.
LANDBANK President and CEO Lynette V. Ortiz echoed Secretary Go’s statement, emphasizing that “LANDBANK’s strong financial performance allows us to do more of what we are mandated to do—extend affordable and accessible financing to Filipinos, especially to farmers, fishers, and the entire agricultural value chain. By strengthening primary production and scaling value-adding activities, we promote food security and drive inclusive, sustainable growth.”
As of December 2025, the Bank grew its Agriculture, Fisheries, and Rural Development (AFRD) loan portfolio to PHP896.61 billion, accounting for 53.5% of its total gross loan portfolio of PHP1.68 trillion—affirming its role as the country’s leading credit provider to agriculture and rural communities.
This underscores LANDBANK’s continued commitment to strengthening the long-term resilience, productivity, and growth of the agricultural and rural sectors.
